Trustee Duties & Responsibilities

Washington Trust Act: RCW 11.98 Section-by-Section Reference

A section-by-section reference to Washington Trust Act, RCW chapter 11.98, including trustee notices, fiduciary duties, trust duration, and beneficiary trustee rules.

By TrustHelm Team·Published August 19, 2026Trustee Duties & Responsibilities

RCW chapter 11.98 is Washington's trusts chapter, and RCW 11.98.920 gives the act its short title: the Washington Trust Act. This reference organizes the current chapter section by section and links each entry to the official text. The statute links on this page were checked on August 19, 2026.

For a broader overview of Washington trust administration, accounting, and TEDRA, see our Washington trust law guide. This page focuses on what the individual sections of RCW 11.98 cover. It does not replace advice about a specific trust document, transaction, or dispute.

How to use this reference

The trust document matters alongside the statute. Several provisions in this chapter expressly depend on the trust's terms, and some rules apply only to particular trust types or effective dates. Read the linked text before relying on a section, especially for a trustee change, notice, situs transfer, beneficiary trustee power, or distribution decision.

The terms permissible distributee and qualified beneficiary are important throughout the chapter. A permissible distributee is currently eligible to receive trust income or principal. A qualified beneficiary includes a permissible distributee and certain people who would be permissible distributees if current interests ended or the trust terminated. RCW 11.98.002

Creation, scope, and administration of a trust

Washington's trust-creation provisions address how a trust can be formed, the required elements, allowable purposes, and certain special forms of trust. RCW 11.98.008 lists three methods of creation: transfer to a trustee, declaration by an owner that the owner holds identifiable property as trustee, or exercise of a power of appointment in favor of a trustee.

RCW 11.98.011 requires capacity, intent, an eligible beneficiary arrangement, trustee duties, and a separation between the sole trustee and sole beneficiary. The chapter also says a trust purpose must be lawful, consistent with public policy, and possible to achieve. RCW 11.98.013

An oral trust is not automatically excluded, but its creation and terms must be established by clear, cogent, and convincing evidence unless another statute requires a trust instrument. RCW 11.98.014 Noncharitable purpose trusts without an ascertainable beneficiary have their own enforcement and distribution rules in RCW 11.98.015.

Section What it covers
RCW 11.98.002 Definitions, including permissible distributee and qualified beneficiary
RCW 11.98.005 Trust situs and governing law
RCW 11.98.008 Methods of trust creation
RCW 11.98.009 Application of the chapter
RCW 11.98.011 Requirements for trust creation
RCW 11.98.012 Trust creation under another jurisdiction's law
RCW 11.98.013 Allowable purposes
RCW 11.98.014 Oral trusts
RCW 11.98.015 Noncharitable trusts without ascertainable beneficiaries
RCW 11.98.016 Exercise of powers by cotrustees
RCW 11.98.017 Accepting or declining a trusteeship and limited powers before acceptance
RCW 11.98.019 Relinquishment of tax-sensitive trustee powers

Trustee changes and trust situs

The chapter provides several ways to handle a trustee vacancy. When a willing successor is named in the governing instrument or selected under its procedure, notice of the vacancy and successor's agreement to serve goes to each permissible distributee. If no such successor is available, all interested parties may agree to a nonjudicial trustee change under TEDRA. The statute also permits a nonjudicial addition of cotrustees and gives specified people a court-petition path when the other routes do not apply. RCW 11.98.039

An outgoing trustee may resign by a signed writing filed with trust records, but the resignation becomes effective on discharge under the separate discharge provision. RCW 11.98.029 RCW 11.98.041 A successor trustee succeeds to the original trustee's powers, duties, and discretionary authority. RCW 11.98.060

A change to a foreign trustee does not itself change the trust's situs. A nonjudicial situs transfer has specific notice, information, and objection requirements, while a judicial transfer requires the court to find the statutory criteria. RCW 11.98.039 RCW 11.98.045 RCW 11.98.051 RCW 11.98.055

Section What it covers
RCW 11.98.029 Trustee resignation
RCW 11.98.039 Nonjudicial and judicial trustee changes, plus successor fiduciary rules
RCW 11.98.041 Discharge of an outgoing trustee
RCW 11.98.045 Criteria for transferring trust assets or administration
RCW 11.98.051 Nonjudicial situs transfer notice and consent process
RCW 11.98.055 Judicial situs transfer
RCW 11.98.060 Powers of a successor trustee
RCW 11.98.065 Change in form of a corporate trustee

Trustee powers, delegation, and beneficiary information

RCW 11.98.070 gives a trustee a detailed list of discretionary powers in addition to authority otherwise provided by law. The list includes powers involving trust property, investments, transactions, claims, tax elections, and winding up at termination. The trust terms and other law remain important when deciding whether a particular power may be used.

A trustee may delegate duties and powers that a prudent trustee of comparable skills could properly delegate. The trustee must use reasonable care, skill, and caution in selecting the delegate, setting the scope and terms, periodically reviewing performance, and enforcing the delegate's duties. RCW 11.98.071

The notification section creates both an ongoing information duty and a narrower acceptance notice. The trustee must keep qualified beneficiaries reasonably informed and, unless unreasonable under the circumstances, promptly respond to information requests. For irrevocable trusts created after December 31, 2011, and revocable trusts that become irrevocable after that date, the acceptance notice is due within 60 days and must identify the trust, trustor, trustee contact information, and the right to request information needed to enforce the recipient's rights. The trustor may waive or modify the requirements in subsections (2) and (3). RCW 11.98.072

For a transaction with someone other than a beneficiary, a trustee may provide a certification of trust instead of the full instrument. The section identifies the information a certification may contain, what a recipient may reasonably request, and protections for good-faith reliance. RCW 11.98.075

Section What it covers
RCW 11.98.070 Statutory powers of a trustee
RCW 11.98.071 Delegation of trustee duties
RCW 11.98.072 Beneficiary information and notification requirements
RCW 11.98.075 Certification of trust

Loyalty, impartiality, and consolidation

RCW 11.98.078 requires the trustee to administer the trust solely in the beneficiaries' interests. A transaction involving trust property that is for the trustee's personal account or affected by a conflict can be voidable by an affected beneficiary, subject to the statute's listed exceptions. The section also addresses presumptions for certain related-party transactions, compensation from investment companies, special fiduciaries, and impartial administration when a trust has two or more beneficiaries.

Two or more trusts may be consolidated when the statute's conditions are met. Among other requirements, the relevant dispositive provisions must be substantially similar, the consolidation must not be inconsistent with the trustor's intent, and it must facilitate administration without materially impairing beneficiary interests. The section contains notice, objection, nonjudicial agreement, and court procedures. RCW 11.98.080

Section What it covers
RCW 11.98.078 Trustee duty of loyalty, conflicts, and impartiality
RCW 11.98.080 Consolidation of trusts

Breach, exculpation, and third-party dealings

For a breach of trust, the chapter measures a trustee's liability by the greater of the amount needed to restore trust property and distributions to their no-breach value or the trustee's profit from the breach. It also establishes contribution rules among multiple liable trustees. RCW 11.98.085

Other sections address liability in narrower settings. They include lack of knowledge of a relevant event, good-faith dealings by people other than beneficiaries, limits on exculpatory terms, the effect of beneficiary consent or release, and contract and tort claims involving a trustee. RCW 11.98.100 RCW 11.98.105 RCW 11.98.107 RCW 11.98.108 RCW 11.98.110

Section What it covers
RCW 11.98.085 Damages for breach of trust and contribution among trustees
RCW 11.98.100 Nonliability based on lack of knowledge of events
RCW 11.98.105 Protection for third persons without knowledge of a breach
RCW 11.98.107 Trustee exculpation
RCW 11.98.108 Beneficiary consent, release, or ratification
RCW 11.98.110 Contract and tort liability

Trust duration and distribution

The chapter's perpetuities provisions use a 150-year period measured from the effective date of the instrument. During that period, a provision creating a trust or disposition under a covered power of appointment is not invalid under the rule against perpetuities or a similar statute or common law. After the period, a provision or disposition is deemed invalid if the assets have not already become distributable or vested. RCW 11.98.130

The effective date is the execution date for an irrevocable inter vivos trust and the death date of the trustor or testator for a revocable inter vivos or testamentary trust, for purposes of these duration provisions. RCW 11.98.160 The chapter separately addresses distributions and vesting during the period, distribution at its end, and a trustee's work when a trust partially or fully terminates. RCW 11.98.140 RCW 11.98.145 RCW 11.98.150

Section What it covers
RCW 11.98.130 Rule against perpetuities
RCW 11.98.140 Distribution and vesting during the statutory period
RCW 11.98.145 Distribution upon full or partial termination
RCW 11.98.150 Distribution after the 150-year period
RCW 11.98.160 Effective date for the duration provisions
RCW 11.98.170 Trustee designations in life insurance and retirement plan arrangements

Beneficiary trustees and remaining chapter provisions

When a trustee is also a beneficiary, RCW 11.98.200 limits certain discretionary powers unless the trust refers specifically to the beneficiary trustee provisions and expressly provides otherwise. The statute addresses distributions for the trustee's own benefit, allocations between principal and income, satisfaction of the trustee's legal obligations, and the appointment of an eligible trustee where necessary.

RCW 11.98.210 addresses supposedly absolute or similar discretion held by a beneficiary trustee and explains that a power to remove or replace a trustee does not itself give the holder the trustee's powers. The next sections address judicial review, marital-deduction income and spousal powers of appointment, and applicability or election rules for the beneficiary trustee provisions. RCW 11.98.220 RCW 11.98.230 RCW 11.98.240

Section What it covers
RCW 11.98.200 Limits on powers of beneficiary trustees
RCW 11.98.210 Beneficiary trustee discretion and removal powers
RCW 11.98.220 Inferences of law and judicial review
RCW 11.98.230 Marital-deduction income and spousal powers of appointment
RCW 11.98.240 Applicability, exceptions, elections, and causes of action
RCW 11.98.900 Application of the duration provisions and RCW 11.68.090 precedence
RCW 11.98.920 Short title: Washington Trust Act
RCW 11.98.930 Application to state registered domestic partnerships

When to talk to a Washington trust attorney

Talk with a qualified Washington trust attorney before changing a trustee, moving a trust's situs, relying on a beneficiary release, exercising a beneficiary trustee power, or interpreting a distribution provision. Those issues can turn on the trust's terms, the trust's effective date, related RCW chapters, and facts that a chapter reference alone cannot resolve.

This reference is for educational purposes only and does not constitute legal advice. Consult a qualified attorney for decisions about your trust.

TT

Written by

TrustHelm Team

TrustHelm

The TrustHelm team creates plain-language guides to help families understand and manage their trusts. Our content is informed by real experiences with trust administration and reviewed for accuracy.

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